How It Work

OneTap Loan is a digital loan distribution platform connecting borrowers with multiple lenders in real-time.

How It Work

Your Questions, Answered

What amounts and tenures are offered?
Loans from ₹10,000 to ₹15 Lakh with tenures spanning 6 months to 5 years.
How fast is approval?
Approvals happen in as little as a few minutes to a maximum of 48 hours
Is collateral required?
No—All loans are unsecured. Approvals rely on credit history and profile.
How are offers generated?
Our system uses credit bureau data and proprietary scoring to route you to the best-fit lender. Final decisions are made by the lender
Are there hidden charges?
None. We believe in complete transparency—no hidden fees or penalties.